Privacy Policy

Who we are

Thank you for visiting the Providence American Life Insurance website located at www.proamericanlife.com (the “Site”). Providence American Life Insurance (“Providence American Life,” “we,” “us,” or “our”) is committed to protecting your privacy and providing a safe online experience for all users. This Privacy Policy outlines the types of personal information we collect and how we use, disclose, and safeguard that information.

By accessing the Site or providing us with your information, you consent to the terms of this Privacy Policy.

Information We Collect

We collect various types of information, including personal information, when you interact with our Site or communicate with us via phone or email. This information may include:

– Personal information you provide to us, such as your name, address, email address, telephone number, and any other information you choose to provide.

– Information automatically collected when you visit our Site, such as your IP address, browser type, operating system, and browsing behavior.

– Information from cookies and similar tracking technologies. We use cookies to enhance your experience on our Site, to analyze trends, administer the Site, track users’ movements around the Site, and to gather demographic information about our user base as a whole.

Use of Information

We may use the information we collect for the following purposes:

– To provide and personalize our services.

– To communicate with you, including responding to your inquiries and providing customer support.

– To improve our products and services, including the Site’s functionality and user experience.

– To analyze usage of the Site and customer demographics to improve our marketing and promotional efforts.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Sharing of Information

We may share your information with third parties in the following circumstances:

– With your consent or as necessary to fulfill the purpose for which you provide it.

– With our service providers, who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

– In response to a subpoena, court order, or other legal process, or to establish or exercise our legal rights or defend against legal claims.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

You have the right to:

– Access, correct, update, or request deletion of your personal information.

– Object to processing of your personal information or ask us to restrict processing of your personal information.

– Request the transfer of your personal information to you or to a third party.

To exercise these rights, please contact us using the contact information provided below

Where your data is sent

Your personal information may be stored and processed in any country where we have facilities or in which we engage service providers. By using our services, you consent to the transfer of information to countries outside your country of residence, which may have different data protection rules than in your country. Visitor comments may be checked through an automated spam detection service.

Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Providence American Life Insurance

Phone: 832-615-2303

Email: info@proamericanlife.com

Changes to the Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “effective date” at the top of the Privacy Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting the personal information we collect. Your continued use of the Site constitutes your agreement to this Privacy Policy and any updates.

We value your privacy and are committed to safeguarding your personal information. If you have any questions or concerns about our Privacy Policy or our privacy practices, please contact us at the provided phone number or email address.

Thank you for choosing Providence American Life Insurance.